We are open - safety is our top priority!

View our safety measures

We Accept Dental Insurance Plans in Florida

Need Help Understanding How to Find a Dentist in Florida by Insurance?

If, like millions of other Americans, you have dental insurance, you’ve probably asked around for help finding a “dentist near me who accepts my insurance.” If you still need to find a dentist that takes insurance, look no further. We’re a preferred provider with many insurance companies and can help you with your search. Dental insurance plans are very complex and can be confusing. Two people can receive the same procedure from the same dentist but pay different rates. Although this is due to the individual rate negotiated by the provider, it can be very confusing. We’re familiar with the intricacies of insurance plans and are happy to provide claims billing to our patients. Be aware, though, that even if you have great dental insurance, you are still responsible for payment of all costs incurred at your dentist’s office.

How to Use My Dental Insurance with a Dentist in Florida

In order for you to get the maximum dental benefit out of your plan, you need to find a dentist who takes your type of insurance. Whether you need a dentist that accepts HMO insurance or a dentist that accepts PPO insurance, we can answer your questions. Call Towncare Dental at to learn more about how to find a dentist in Florida by insurance.

Is Dental Insurance Plan Education a Priority?

Even though we can answer many or most of your questions, the best resource for answers is your dental insurance provider. The following questions may help you determine the scope of your dental insurance plan.

  • Are missing teeth covered?
  • Is Invisalign® covered?
  • Are orthodontic and cosmetic procedures covered?
  • Are there annual limits?
  • Are implants covered?
  • Is there a prescription coverage?
  • Are there exclusions?
  • What about pre-authorizations?
  • Which dentist takes my insurance?

If your plan is a PPO, you’ll probably pay higher monthly premiums but have a larger base of participating dentists. If your plan is an HMO, you’ll have lower monthly premiums but a smaller base of participating dentists. Both types of insurance plans usually have a copay for office visits.

We know that dental procedures can be expensive no matter the type of insurance you have. In order to help you with some of your out-of-pocket expenses, we have a variety of flexible financing arrangements that may help. Call Towncare Dental at to learn more about financing options for those out-of-pocket expenses. Remember that all expenses incurred are your responsibility.

Make Your Dental Health Your Priority

If you’re still looking for “dentist near me who accepts my insurance,” then look no further. The professional dental staff at Towncare Dental are dedicated to providing quality, affordable dental care to our patients. We make every effort to ensure that they get the maximum benefit to which their plan entitles them. Call us today at to schedule an appointment. We’ll help you restore your dental health to its best and look forward to working with you.

Insurances We Accept

  • ADN
  • ADP
  • Aetna
  • Ameritas
  • Anthem (BCBS)
  • Arcelor Mittal
  • Assurant
  • Basix Student Dental
  • Blue Cross & Blue Shield
  • Bravo
  • CDA
  • CHIP Programs
  • CHIP Programs (accepted for Oral Surgery and Endodontist patients, ages 12-20 only)
  • Care First
  • Careington
  • Cigna
  • Community Dental Alliance
  • Compbenefits
  • Connection Dental
  • Coventry
  • DDS (Dental Directory Services)
  • DHA/Fortis
  • DNOA (Dental Network of America)
  • DeCare (Delta Airlines)
  • Delta DPO
  • Delta Dental Premier®
  • Delta PPO
  • Deltacare
  • Dencap
  • Denta-chek
  • Dental Health Alliance
  • Dental Wellness
  • Dentalworks (Workman’s Comp)
  • Dentaquest
  • Dentaquest (Ages 20 and under only)
  • Dentaquest (accepted for Oral Surgery and Endodontist patients, ages 12-20 only)
  • Dentemax
  • Dominion
  • Express Health (Workman’s Comp)
  • Fidelio
  • First Common
  • Florida Dental Benefits
  • Florida Dental Benefits (accepted for Oral Surgery and Endodontist patients, ages 12-20 only)
  • Florida Dental Benefits (accepted for Oral Surgery, Endodontist, and Periodontist patients, ages 12-20 only)
  • Guardian
  • H.R.I. (Health Resources)
  • Healthy Kids – Dentaquest
  • Healthy Kids – Dentaquest (accepted for ages 16-20 only)
  • Horizon (BCBS)
  • Humana
  • Keystone East Plan
  • Lincoln Financial
  • Logistics (US Military Reserves Program)
  • MCNA
  • MCNA (accepted for Oral Surgery and Endodontist patients, ages 12-20 only)
  • Mailhandlers
  • Maverest
  • Medicare Advantage (Seniors 65+)
  • Metlife
  • Michigan Dental Plan
  • Millenium
  • One Call (Workman’s Comp)
  • Principal
  • Reliance Standard Life
  • Safeguard
  • Solstics
  • TDC
  • TriCare (Military)
  • UCCI
  • UMR
  • United Concordia
  • United Healthcare
  • Valley Wellpoint

Book Online Now

Complete the form below to book your appointment today.


CareCredit is a healthcare credit card designed for your health and wellness needs. Pay for the costs of many treatments and procedures through convenient monthly payments.

Apply for CareCredit

Our patients leave smiling

Book an appointment today!

Book Now

Site Navigation